ElterngeldPlus does not have a protected floor equal to half of your no-income Basis amount. Its statutory minimum is €150.
The advantage comes from the cap and duration: the income-difference amount is capped at half the no-income Basis entitlement, and one Basis month can become two Plus months. Depending on income after birth, those two months may pay more in total than one Basis month.
Assume €2,300 Elterngeld-Netto before birth and €1,200 after birth. At 65%, the income difference produces €715.
Basiselterngeld for one month: €715. ElterngeldPlus: the calculated €715 is below the €747.50 cap (half of the €1,495 no-income Basis amount), so one Plus month is also €715. Two Plus months would total €1,430.
The example works because of the two-month conversion, not because €747.50 is a guaranteed floor.
ElterngeldPlus usually makes sense if:
The math gets complicated with different income levels. Use our calculator to see your specific numbers, the results can be surprising.
Also remember: ElterngeldPlus months count as half toward your total. So 12 months of Plus = 6 months worth of your 14-month 'budget'.
Our free guide walks you through everything step by step.
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